Student loan borrowers thought they were getting relief. Now, courts have put their lives on hold.

Joy Morales-Bartlett could finally see an end to her decadeslong student debt by the end of this year.

But her ability to pay it off now rests in the hands of the Supreme Court.

More than 40 million borrowers like Morales-Bartlett were eligible to cancel up to $20,000 in federal student loan debt under President Joe Biden’s one-time student loan forgiveness plan.

With a remaining balance of $19,000, the former University of California, Santa Barbara, student applied to the program as soon as it opened, with high hopes. Morales-Bartlett received an email from the U.S. Department of Education two weeks ago saying her application had been approved.

Read more on NBC News.

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